Managing your money in a halal way used to mean limited options and clunky online banking. That's changed. Here are the best apps available to British Muslims in 2026 — for banking, investing, and saving.
Note: MyHalalMoney provides information only. We do not issue rulings on what is or isn't permissible. Always check the latest Sharia certification status directly with a provider before opening an account.
The UK's largest and most established Islamic bank. Al Rayan offers a mobile app for managing its Sharia-compliant current accounts and savings products. All products are certified by a Sharia supervisory board.
The app covers everyday banking, transfers, and account management. Not the slickest interface compared to challenger banks, but backed by full Sharia compliance.
Kestrl is a UK-based app built specifically for Muslim consumers. It helps you manage your money in line with Islamic principles — tracking your spending, flagging transactions from prohibited industries, and helping you make more conscious financial decisions.
Unlike conventional banking apps, Kestrl is designed with the Muslim community in mind from the ground up, making it a far more appropriate choice than using a standard challenger bank.
Wahed is the most prominent dedicated halal investment platform in the UK. It offers fully Sharia-screened portfolios across different risk levels, overseen by a Sharia supervisory board including prominent scholars.
Wahed also offers a stocks and shares ISA, making it one of the only ways to invest in a halal, tax-efficient way in the UK. Minimum investment is low and the app is well designed.
Cur8 Capital is a UK-based halal investment platform offering Sharia-compliant portfolios. It targets British Muslim investors looking for ethical, certified investment options with a modern app experience.
Gatehouse Bank offers Sharia-compliant savings accounts with competitive profit rates. Their app and online banking lets you manage fixed-term and easy access savings accounts that pay profit share rather than interest.
Sharia supervisory board — any genuinely halal financial app should have independent Islamic scholars overseeing and certifying its products.
FCA regulation — all UK financial services providers must be regulated by the Financial Conduct Authority. Check the FCA register before using any platform.
FSCS protection — for savings and banking apps, check whether deposits are protected up to £120,000 by the Financial Services Compensation Scheme.
Transparency on screening — for investment apps, the provider should be clear about how Sharia screening works and what it excludes.